Clement Financial Services, Inc was established over 20 years ago as arelational based financial planning firm.We focus in on our client's goals and objectives and create a comprehensive financial plan structured around those goals and objectives. We help guideyou duringyour accumulation years, throughyour retirement, up to legacy planning.
No parts of this communication should be construed as an offer to sell any security or provide investment advice or recommendations. Securities offered through ProEquities, Inc. will fluctuate in value and are subject to investment risks including possible loss of principal.
Estimate of the maximum amount of financing you can expect to get when you begin house hunting.
Determine whether you should consider refinancing your mortgage.
This calculator can help you determine how soon you can pay off your mortgage.
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The Problem with Investment Gains
Believe it or not, a significant investment gain, especially one from an unexpected source, can pose a risk to your progress toward long-term goals if it's not handled properly.
When Investing Pays Dividends
Aside from the potential for steady payments, dividends can be a good way to assess a company's health, quality of earnings, and future prospects.
HOT TOPIC: New Rules Likely Making Credit Cards More Expensive
New rules designed to limit credit-card issuers from quietly raising interest rates and fees will undoubtedly help consumers become more aware of the terms and conditions on their credit cards. But the real news is that the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD) may actually be making credit cards more expensive to use.
Preparing for Mid-Terms
Regardless of your enthusiasm for participating in the upcoming elections, it's important to consider how the 2010 mid-terms could affect your finances.
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