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Best Credit Service, Inc. is a non-profit credit counseling agency that offers programs designed to help you manage your budget and credit concerns.
We provide the following services
We at Best Credit Service, Inc. value you as a client and respect your right to privacy. We understand that maintaining the confidentiality of your financial situation and your personal information is of the utmost importance to you, and that you have turned to us for help based upon our experience, competence, professionalism, and sense of responsibility. We want to ensure that you understand what information we gather about you, how we use it, and the safeguards we have in place to protect it.
We also want you to understand that when you request our assistance you are asking us to intervene with your creditors on your behalf, and that the sharing of certain nonpublic information with them is a necessary part of the credit counseling process.
Our principles for Privacy Protection
Best Credit Service, Inc. does not share your personal information with any non-affiliated third parties other than those who help us in providing assistance to you. Those with whom we must share you personal financial information are required to maintain it in strict confidence. We do not release or sell your personal financial information to any outside marketer. We maintain security practices and procedures designed to ensure the security, integrity, and confidentiality of your personal financial information. We also educate our employees about safeguarding client information and preventing unauthorized access, disclosure or use, while limiting access to your information to those who need it to assist you.
We collect nonpublic personal information about you from the following sources:
We collect and disclose the following nonpublic information only as necessary to complete the counseling process:
Name, address, phone number, social security number
Email, ISP, time and date of contact, and website from where you linked to us (internal use only)
Financial account numbers
Your assets and income
Your transactions with us (account balance, monthly payment obligations, payment history, and method of payment.)
To whom do we disclose information?
We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law. We may disclose nonpublic personal information about you to your current financial service provider, bank, savings and loan institution, credit union, mortgage banker, finance company, credit card issuers, and/or other creditors as needed to provide our services to you.
Best Credit Service, Inc. serves all members of the community. We do not engage in the practice of discrimination in the selection and participation of clients in our programs or services on the basis of race, religion, color, age, gender, national origin, disability, or employment, marital status, financial status, or any other legally protected characteristic.